Home Loan Station

Giles Bray

Call to make an appointment either during the day or after-hours at

Your home….or at a nearby office.

  M: 0409 018-838 &  P: 5926-0488

Get an expert by your side!

Home Loan Station provides mortgage broker services to all areas throughout the Mornington Peninsula and Western Port District, particularly in Hastings, Crib Point, Bittern, Baxter, Somerville, Tyabb, Somers, Balnarring, Cranbourne, Mt Martha, Mornington and Frankston.

My goal, as your mortgage broker, is to find you the most competitive home loan for your needs, and then to package your loan application for excellent chances of success.

My Experience and combination of 10 years of mortgage broking experience with leading real estate agents and home builders, my financial planning and real estate qualifications, when added to my 25 years of personal property investing and property development experience, uniquely positions me as an excellent resource to secure funding for your refinance, first home or investment property.

Immediate Analysis & Loan Pre-Approval. Know exactly what your options are with a full set of reports provided. All inclusive, at no charge.
The banks pay us to look after you.

Your consultation will;

•   Discuss your goals and how to best obtain them
•   Update your finance knowledge
•   Compare many different banks, non-bank lenders & products

•   Provide you with reports and options

•   Prepare your pre-approval or loan

With your finance questions answered and your Home Loan Station plan in place, you can focus on the more exciting aspects of purchasing your dream home.

Home Loan Station will analyse your income, borrowing capacity, available Government grants and deposit with over 1,000 different loans from the major banks, medium banks and non-bank lenders.

Our mortgage broker computer based search system will quickly show you your options and details of loans worth pursuing. You will be shown how to leverage the most competitive bank specials and minimise fees.

Some banks are fantastic for Self Employed applicants, others are best avoided. The same is for First Home Buyers. Home Loan Station will find the right bank for your personal circumstances.

* Home Loan Station does not charge you for providing mortgage broking services. The banks pay us a standard and fully disclosed rate of commission. You get excellent advice, all available bank discounts and special offers, and for no added cost.

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