Giles Bray DIRECTOR

Call now for;
– Instant over the phone pre-assessment & reports
– Your borrowing capacity
– Expert advice on how to buy your next home
– REFINANCE advice for significant SAVINGS
– Most suitable bank/lenders for your situation
– How to lower fees and qualify for the lowest rates
– The next steps for your loan approval

Make an appointment either during the day or after-hours at

Your home….or at a nearby office.

  Call Giles on 0409 018-838

Mortgage Broker services for Greater CAIRNS and  MELBOURNE areas. 

Get an experienced Finance & Real Estate expert by your side!

With over 20 years experience as the in-house finance expert for selected real estate agencies, major home builders, accountants and investment services, call me direct to see how you can reach your property goals.

I work out of my offices in Cairns and Melbourne, and if I can’t schedule to meet you in person quickly enough, I have a small team of Senior Brokers (Peter in Ringwood and Ben in Mornington) who will meet you at your home or their office, or at your favourite cafe to complete the discussions and required paperwork. Most aspects can be sorted over the phone with me, with email and using a fantastic document collection service where you upload payslips and other key documents.

My goal, as your mortgage broker, is to find you the most competitive home loan for your needs, and then to package your loan application for excellent chances of success.

Immediate Analysis & Loan Pre-Approval. Know exactly what your options are with a full set of reports provided. All inclusive, at no charge.
The banks pay us to look after you.

With your finance questions answered and your Home Loan Station plan in place, you can focus on the more exciting aspects of purchasing your dream home.

Home Loan Station will analyse your income, borrowing capacity, available Government grants and deposit with over 1,000 different loans from the major banks, medium banks and non-bank lenders.

Our mortgage broker computer based search system will quickly show you your options and details of loans worth pursuing. You will be shown how to leverage the most competitive bank specials and minimise fees.

Some banks are fantastic for Self Employed applicants, others are best avoided. The same is for First Home Buyers. Home Loan Station will find the right bank for your personal circumstances.

Handy Tools Website for Home Buyers: https://homeloanstation.smartonline.com.au/

News from some of our partners

Macquarie Perspective: Justin Fabo (Senior Economist) – Spring 2019

Macquarie: Get the most out of your new home loan (Offset Accounts)

* Home Loan Station does not charge you for providing mortgage broking services. The banks pay us a standard and fully disclosed rate of commission. You get excellent advice, all available bank discounts and special offers, and for no added cost.